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Every day that leaky pipe keeps water pooling in your basement, or that unfixed car keeps you from getting to work, will add up to more money out of your pocket over the long haul. This only increases your current debt, and can mount up quickly in a way thatâs difficult to escape. Opting for a short-term cash loan opens up more affordable repayment options for many. Rather than a larger loan with a longer repayment term, a quick infusion of cash can often be all that is needed to get you and your family back onto solid ground. And since the loan is repaid so quickly that interest doesnât have a chance to build up, thereâs very little risk of adding to your debt burden. A paycheck loan is the jumpstart that gets the circulation of money flowing in your finances again. Credit experts recommend spending no more than 25 percent of your available credit on any credit card account. If you have a $1,000 maximum on an account, the balance should not be more than $250 to $300. Better yet, pay off the card and carry no balance whatsoever. A: Why a bank demands cosigners before approving a student loan is because it provides some kind of guarantee and security that a student will not default on his or her loan payments. Cosigners must therefore have a good credit history to reflect their creditworthiness. Bad credit cosigners may be accepted in some cases, but this will lead to a higher interest rate in the loan.
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Send you the agreement The Washington State Department of Financial Institutions (DFI) warns consumers to verify the license of any lender with whom they consider doing business. In most cases the lenders in our network require you to have a job, possess a bank account, be a U.S. citizen or resident at least 18 years of age, and earn a certain amount of money each month. Our lenders understand that everyone makes mistakes and encounters rough times - you may still be approved for a payday loan even if you have bad credit or a past bankruptcy.
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