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Privacy â Your information is safe with us. [link widoczny dla zalogowanych] Fact vs. Fiction: The Realities of Unsecured Borrowing While there are credit cards and lending programs designed for individuals with poor credit, these options will typically charge a higher interest rate to compensate for the credit risk posed by a sub-prime borrower. One bank option for those with poor credit scores is a home equity line of credit, though I'd be wary of putting your home on the line to finance a risky early-stage venture.

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