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If you're looking for an auto loan, debt consolidation or credit cards please use the navigation bar at the top of this page. For more information about us please visit the About link in the footer of this page. The Best Ways to Solve Payday Related Problem And in Illinois, for right now, you dont have to give up your refund at all. Louis, Missouri and Belleville, bankruptcy in illinois. Its far better to seek advice from an attorney early in the process, so you can make good long term decisions that will not impact your financial health too terribly. This will take time for someone to find these courses, but it is possible.